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System Managed Keys

System managed keys are signing keys generated and held by the Sigvault server. The complete key hierarchy — including the private key — is stored encrypted on the system. This enables automated signing without requiring a hardware device.

When you create a system managed key:

  1. Sigvault generates a new BIP39 mnemonic (seed phrase)
  2. The full key hierarchy is derived: master key, account keys, and extended public keys
  3. All key material is stored encrypted on the server
  4. The key is associated with your account as a “system device”

Since Sigvault holds the private key, it can sign transactions on your behalf without hardware wallet interaction.

For each system managed key, Sigvault securely stores:

  • BIP39 mnemonic — The 12-word seed phrase
  • Master private key — Root of the key hierarchy
  • Account private key — At the standard derivation path (e.g., m/84'/0'/0')
  • Extended public key — Used for address derivation

System managed keys are custodial — Sigvault has the ability to sign transactions. This means:

  • Transactions can be signed automatically without user device interaction
  • You are trusting the Sigvault infrastructure with your funds
  • The system handles key backup and availability

System managed keys are useful for:

  • Hot wallets — Fast, automated spending without device interaction
  • Backup keys in multisig — A system key as one of several multisig signers provides a recovery option
  • Collaborative vaults — Mix system keys with user hardware devices for balanced custody
  • API-driven workflows — Programmatic transaction signing for applications
  • Recovery paths — Time-locked backup conditions in taproot vaults

Each user account has a limited number of system devices, typically one per account. The exact limit may depend on your account tier.

System ManagedUser Managed
Key locationSigvault serverHardware device
SigningAutomaticRequires physical device
CustodyCustodialNon-custodial
RecoveryManaged by systemDevice seed phrase
Best forAutomated workflowsPersonal custody

A single system managed key as the sole signer. Simplest setup, fully custodial.

A 2-of-3 setup where the user holds 2 hardware devices and the system holds 1 key. The system key alone cannot spend, but it provides a recovery path if one hardware device is lost.

In a taproot vault, a system managed key participates in a time-locked recovery condition. The owner uses their hardware wallet day-to-day, but the system key can help recover funds after the time lock expires.

For user-controlled alternatives, see User Managed Keys.